How and Why Property site

I have a house worth about $8000 and I have bad credit.Will i qualify for a home equity loan?

I live in Texas.I need to do home improvements.
its not a trailer.I dont have any credit cards either.
I don’t owe it
I believe that s how much its worth because thats what my tax statement says.Is this the value?

I work for a lender and our minimum loan amount is $40,000. Anything less than that is a total waste of time.

Even if you found a lender, equity lines are typically capped so max you could get would be probably 6K- that will get you maybe a new fridge and roof.

Also if your home is worth that much I assume it’s some type of mobile home- 95% of lenders no longer will give you financing on a mobile home because they lose value so quickly.

General Contractors / TexaS – Residential | Commercial

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